Caring for Communities and People (CCP)

Founded in 1989, Caring for Communities and People (CCP) was established in response to the growing number of homeless young people in Cheltenham. 

CCP exists to transform the lives of children, young people, families  and vulnerable adults by preventing homelessness and strengthening families. The charity has done this for over 30 years and serves communities across South West England and further afield. 


Over the years, the charity has grown to become one of Gloucestershire’s foremost voluntary sector social care providers, expanding the range of services offered and their geographic reach, to a number of counties in the South West.CCP currently offers 69 units of supported housing across the South West, with the majority of these in rented properties. Sadly, the demand for supported accommodation for young people leaving care continues  to grow. The £2.85m loan is to support the charity to expand its housing services, as well as ownership of the properties their services operate from to have certainty  of stable accommodation for beneficiaries.


SASC’s whole property finance model was appealing to the charity as it provides CCP the finance to fund the acquisition, refurbishment and associated costs of owning their own portfolio, on a flexible basis. The financing structure is designed to address the group’s specific needs regarding property ownership and supporting vulnerable young people. SASC has shared the investment risk with CCP, absorbing the void risk over the life of the loan. The loan also gives the charity the option to refinance at the end of the 10-year loan period, based on the current purchase price of properties.


SASC structured the investment to minimise investment risk for the charity and support its ongoing work. As a result of this investment, a larger number of young people in challenging situations will have access to appropriate housing, alongside dedicated support services delivered by the charity. Young people leaving care already have a lifetime of struggle behind them. Offering independent, stable and high quality accommodation, gives young people the platform they need to feel emotionally stable, financially secure, and ultimately make a more successful transition to independence.