• Our dedicated team has average industry experience of 20+ years in both the finance and not-for-profit sectors

Bernice Affat

Chief Investment Officer & Deputy CEO

Bernice is a Lending professional who partners with senior management to help support and grow their businesses through the economic cycle.  After spending over 20 years in the Private Debt and Mergers and Acquisitions markets, Bernice understands that a great business is not about being the flavour of the month, but rather down to long-term sound strategic and operating practices and being agile enough to quickly adapt to market changes.  It’s also very much about connecting with the real people behind the organisational persona, understanding the challenges and sharing her experience across the portfolio.

Bernice joined SASC in January 2021, having previously worked at Lloyds Bank for over 11 years as Director of Strategy and Transformation, in Debt Workout and in Leveraged Finance.  Prior to that Bernice worked in Mergers and Acquisitions for over 9 years, at various advisory firms such as KPMG, EY and RSM and investment banks.

Bernice is a qualified Chartered Accountant and holds two degrees in Finance and Accounting from the University of the Witwatersrand in South Africa.